Tax Preparer Due Diligence

Your tax return was selected for audit.  The auditor reviewed your information and disallowed some of your deductions.  As a result, you owe additional taxes including penalties and interest.  How could this happen?  You been using a trusted CPA for years to prepare your tax returns.

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For-Profit Business or Hobby, Facts and Circumstances

Generally, a business is considered “For Profit” if the business generates a profit in at least three out of five consecutive years.  For training, showing, breeding, or racing horses, then the business needs to generate a profit for two out of seven years.  What if the business does not meet this test?
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Tax Consequences for Determining if a Business is For-Profit or Hobby

It’s important to understand the hobby loss rules when starting a side business.  For the first couple of years, it is common for a start up business to lose money.   If the side business loses money for several years, the business may be a hobby.  The tax consequences of reporting a business as “for profit” versus a hobby can be significant.
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Are you a real estate professional?

If you own rental property, the rental activity is generally treated by the IRS as a “passive activity.”  This is important to understand because if you operated rental property and sustained a loss, the loss can be claimed against active income, such as wages.  This loss deduction is limited to $25,000 for the claimed tax year.  The $25,000 loss deduction may be further limited by Adjusted Gross Income (AGI).  However, if you are a bona fide real estate professional, the rental activity is treated as an “active activity.”  Therefore, there is no limit on the amount of losses that can be deducted. Continue reading…