IRS Injured Spouse Tax Help

Your spouse owes outstanding federal or state debt. You are not responsible for your spouse’s debts. If you file joint taxes with your spouse, the tax refund will be garnished and used to pay the outstanding debt. The outstanding debt can be back IRS taxes, back state or city taxes, back child support, unpaid student loans, or any other unpaid federal obligations. You have two options to stop your refund from being garnished.

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Tax Refund was Seized

2013 taxes are done and you expected a tax refund. You checked your bank account for the bank deposit. You checked your mailbox for a check. No refund. What is going on? You finally receive a letter from the IRS or State. Your tax refund was seized.

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Federal and State Tax Liens Effect on Credit Rating

You noticed an IRS or state tax debt on your credit report.  Your first thought, “How can you pay when the IRS does everything possible to make your life difficult?”  There is one issue with this thought.  Federal or state tax agencies do not report your back tax debt to the credit bureaus.

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IRS Taxes on Early Retirement Distribution

For years you contributed money to a 401K or IRA. Your employer may have matched your contributions. You now have a good chunk of money saved up in your retirement. Then something happens in your life and you need money. One thought is to withdraw money out of your retirement. But, there are tax consequences. What to do?

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Volunteering in Detroit, Michigan

This was a fun experience for us.  A new program called Life Remodel selects a Detroit, Michigan neighborhood to dramatically overhaul.  The kick off to get students at Cody High School involved in their own community was on May 7, 2014.

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